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	<title>Cheap Home Improvement &#187; Home Improvement</title>
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	<link>http://cheap-home-improvement.com</link>
	<description>How to remodel your kitchen, bathroom, or basement... and save a ton of cash in the process.</description>
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		<title>Easy DIY Home Improvement Tips For Beginners &#8211; Painting Your Ceiling</title>
		<link>http://cheap-home-improvement.com/easy-diy-home-improvement-tips-for-beginners-painting-your-ceiling/</link>
		<comments>http://cheap-home-improvement.com/easy-diy-home-improvement-tips-for-beginners-painting-your-ceiling/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 22:29:46 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[beginner home improvement]]></category>
		<category><![CDATA[home improvement tips]]></category>
		<category><![CDATA[painting the ceiling]]></category>

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		<guid isPermaLink="false">http://cheap-home-improvement.com/?p=167</guid>
		<description><![CDATA[By Ryan Frank
Home improvement can be a bit intimidating if you&#8217;ve never taken on a big renovation project before. But there are many DIY home improvement projects that are easier to do than you think. Why pay a contractor when you can save money and experience the rewarding feeling of finishing a home improvement project [...]]]></description>
			<content:encoded><![CDATA[<p>By Ryan Frank</p>
<p>Home improvement can be a bit intimidating if you&#8217;ve never taken on a big renovation project before. But there are many DIY home improvement projects that are easier to do than you think. Why pay a contractor when you can <a title="Save Money with Grants" href="http://cheap-home-improvement.com/are-there-home-improvement-grants/">save money</a> and experience the rewarding feeling of finishing a home improvement project yourself? In this article, we&#8217;ll focus on a very simple home improvement procedure that anyone can do: painting your ceiling.</p>
<p>Getting the Right Tools</p>
<p>To prepare for this task, it&#8217;s important to get the right tools. A good roller with an extension handle is essential for making the job easier, allowing you to paint comfortably while standing on the floor instead of on a ladder. If you have textured ceiling, you&#8217;ll want to get a thick-nap roller to make sure you reach the spaces between the bumps of the texture. If you have a smooth ceiling, a smooth short-nap roller works best.</p>
<p>Preparing the Room</p>
<p>Start by removing all the furniture from the room (or as much of it as possible) before you start painting. Cover the floors and remaining furniture with newspaper or, if you can, canvas cloth, which works better and is reusable, though a bit expensive. Cover any areas of the wall that you don&#8217;t want to paint, i.e. door frames, window frames, etc, with quick-release painter&#8217;s tape.</p>
<p>Apply the Primer</p>
<p>Priming the ceiling before applying the actual paint is highly recommended. It&#8217;ll make the coat of paint last longer and will ensure that you only have to apply one coat. Use primer with stain-blocker if you can.</p>
<p>Start With a Cut-In Line</p>
<p>After the primer has dried, start by painting a 2 to 3-inch strip of paint along the space where the wall meets the ceiling. This is called the cut-in line, and it will make painting with a roller easier, as it&#8217;ll provide you with a more manageable border. Use a brush and a step ladder and start with the corner of the shortest length of ceiling.</p>
<p>Painting the Ceiling</p>
<p>After the cut-in line (and while it&#8217;s still wet) take out the roller and start painting. Make sure to roll the roller back and forth in the shallow part of the tray to get rid of excess paint after you&#8217;ve dipped it. This will give you an even coverage on the roller. Paint in a zigzag pattern, and then go over it with straight strokes to fill in the gaps and even the paint out.</p>
<p>If you&#8217;re looking to find more help in remodeling your home and are looking for the perfect cabinet San Diego has cabinetry experts who can provide you with customizable cabinets and specialty features which you can check out at http://www.bardoncabinets.com.</p>
<p>Article Source: [http://EzineArticles.com/?Easy-DIY-Home-Improvement-Tips-For-Beginners---Painting-Your-Ceiling&amp;id=3807806] Easy DIY Home Improvement Tips For Beginners &#8211; Painting Your Ceiling</p>
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		<item>
		<title>Are There Home Improvement Grants?</title>
		<link>http://cheap-home-improvement.com/are-there-home-improvement-grants/</link>
		<comments>http://cheap-home-improvement.com/are-there-home-improvement-grants/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 22:18:42 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[grants for disability]]></category>
		<category><![CDATA[home improvement grants]]></category>
		<category><![CDATA[senior citizen grants]]></category>

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		<description><![CDATA[By Kate Ross

Most of these loans and grants are offered to those going through underprivileged situations. Thus, qualification will depend on the needs of the applicant rather than on credit or income variables. These loans and grants are awarded by governments or non profit private institutions.
Actually, most of these financial products are offered only to those [...]]]></description>
			<content:encoded><![CDATA[<p>By Kate Ross</p>
<div>
<p>Most of these loans and grants are offered to those going through underprivileged situations. Thus, qualification will depend on the needs of the applicant rather than on credit or income variables. These loans and grants are <a title="VA home improvement loans" href="http://cheap-home-improvement.com/va-home-improvement-loans/">awarded by governments</a> or non profit private institutions.</p>
<p>Actually, most of these financial products are offered only to those families with low income and with credit difficulties. If you can access a regular home improvement loan, chances are that you will not be approved for one of these.</p>
<p><strong>Homes In Need Of Repair</strong></p>
<p>If the property needs urgent repairs to keep it habitable and the occupants are a very low income family, there are home repair loans and home repair grants offered for renovations. These loans and grants are provided by the state or community governments and qualification will be determined by specialists that will ponder the needs and income of the families to select the neediest ones.</p>
<p>The uses are varied but always imply urgent or necessary expenses like fixing pipes, repair leaks on roofs or walls, eliminating gas, fire or electricity hazards, adding pipes for potable water, adding a bathroom if there is none present, garbage disposal, etc. All these repairs or improvements will be either paid by the agency or government in full or financed in several payments with little or no interest.</p>
<p><strong>Accessibility Funds for People with Disabilities and Senior Citizens</strong></p>
<p>People with disabilities can get funds for making the necessary adjustments to the property in order to provide comfort and accessibility. For instance, someone who needs to move with the aid of a wheelchair can request funds to construct a front door ramp or internal ramps. Even the funds to install an elevator in a property that does not have one can be provided by government agencies or private non profit institutions.</p>
<p>Of course, the requirements to get approval for these funds are very strict. You will need to provide all the documentation to show proof of the disability and also the lack of a suitable income to afford the necessary repairs and improvements by your own means.</p>
<p>People of age 62 and above (the age varies from state to state and from community to community) can obtain subsidized loans and grants too for home improvements and repairs. Whether the applicant is eligible for a grant or for a loan will depend on the income and financial situation.</p>
<p>However, subsidized loans offered for home repairs and improvements feature a significantly low interest rate that can start at 1% and usually does not reach further than 5%. Thus, even people with the most complex budget situations can afford these loans as they also provide long repayment programs to keep the monthly payments as low as possible.</p>
<p>Kate Ross has a Master in Finance and specializes in helping people to get approved for home improvement loans, personal loans, bad credit auto loans, guarantee credit cards, poor credit loans among many other financial products. For further information, please visit <a href="http://www.speedybadcreditloans.com/" target="_new">http://www.speedybadcreditloans.com</a></p>
<p>Article Source: <a href="http://ezinearticles.com/?expert=Kate_Ross" target="_new">http://EzineArticles.com/?expert=Kate_Ross</a><br />
<a href="http://ezinearticles.com/?Are-There-Home-Improvement-Grants?&amp;id=658863" target="_new">http://EzineArticles.com/?Are-There-Home-Improvement-Grants?&amp;id=658863</a></p>
<p>&#8212;&#8212; Editor&#8217;s Note &#8212;&#8212;</p>
<p>We are planning on releasing a series on Home Improvement grants in the near future&#8230; if there is interest amongst our readers (that means YOU).  We plan on letting you know everything about the grants, how to qualify, where to look for the best ones, how to get the most money, etc.</p>
<p>If there are specific topics you would like covered, I would love to know which ones.  It would be great if you could leave us a comment so the articles are exactly what you want to read about!</p>
</div>
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		<title>VA Home Improvement Loans</title>
		<link>http://cheap-home-improvement.com/va-home-improvement-loans/</link>
		<comments>http://cheap-home-improvement.com/va-home-improvement-loans/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 22:08:46 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[home improvement considerations]]></category>
		<category><![CDATA[home improvement loans]]></category>
		<category><![CDATA[va home loans]]></category>

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		<description><![CDATA[By Quin Linich

Did you know that aside from buying or building a new home, veterans can actually use VA loans for home improvements? Everybody knows that updating a home can cost a lot of money but if you&#8217;re a veteran who is eligible for a VA loan can borrow as much as 90% of your home [...]]]></description>
			<content:encoded><![CDATA[<p>By Quin Linich</p>
<div>
<p>Did you know that aside from buying or building a new home, veterans can actually use VA loans for home improvements? Everybody knows that <a href="http://cheap-home-improvement.com/easy-diy-home-improvement-tips-for-beginners-painting-your-ceiling/">updating a home</a> can cost a lot of money but if you&#8217;re a veteran who is eligible for a VA loan can borrow as much as 90% of your home equity and use it for home improvements. This is something a veteran should take advantage of because of the VA loan&#8217;s advantages. But just like a typical VA loan application, one has to submit the necessary requirements and prove eligibility.</p>
<p>So why should you consider a home improvement?</p>
<p>For one, it increases your home equity. Of course it also adds comfort and value to your home. Now what types of home improvement projects can you work on? Here&#8217;s a quick checklist of what you can do.</p>
<p>o Roof Repairs &#8211; This is probably one of the best ways to use your VA loan since large improvements like roof repairs cost a lot of money. Installation of shingles or replacement of old ones cost somewhere from $2-$4 per square foot while flashing around the chimney costs about $300-$500.</p>
<p>o Flooring repairs &#8211; Another great way to spend your VA home improvement loan is by installing or repairing your home&#8217;s flooring. With your loan you can have your floors sanded and finished or you can install a ceramic or vinyl floor or install a wall-to-wall carpet. The costs usually range from $1.50 to as much as $22 per square foot for the services mentioned above.</p>
<p>o Heating and Air Conditioning installations &#8211; Replacing the heating and air conditioning system costs somewhere from $1,500 to $4000 but if you are only going to install a humidifier or an air cleaner, it&#8217;s priced at $300-$700.</p>
<p>o Bathroom remodeling &#8211; Statistics show that bathroom remodeling adds more value to a home. A typical bathroom remodeling ranges from $7,000 to as much as $16,000. Why is it so expensive? Though the bathroom is not the biggest room in the house, when it comes to renovation you have to call different people to remodel it &#8211; plumbers, electricians, tile contractors, sheet rock contractors, etc.</p>
<p>o Kitchen remodeling &#8211; Based on annual realtor group polls, it was found that kitchen remodeling adds the most value to your home. (Yes, it beats the bathroom remodeling numbers.) This type of remodeling starts from $8,000. You can update your countertops, the sink, cabinets, range, oven, the dishwasher, fridge, and microwave.</p>
<p>It is still more cost-efficient to repair and update your home than move into a new one. Better get started and apply for a VA home loan so you can enjoy the benefits of a newly improved home.</p>
<p><a href="http://nobsvaloans.com/2009/08/va-home-improvement-loans/" target="_new">http://nobsvaloans.com/2009/08/va-home-improvement-loans/</a></p>
<p>Article Source: <a href="http://ezinearticles.com/?expert=Quin_Linich" target="_new">http://EzineArticles.com/?expert=Quin_Linich</a><br />
<a href="http://ezinearticles.com/?VA-Home-Improvement-Loans&amp;id=2826926" target="_new">http://EzineArticles.com/?VA-Home-Improvement-Loans&amp;id=2826926</a></p>
<p>&#8212;&#8212; Editor&#8217;s Note &#8212;&#8212;&#8211;</p>
<p>If you&#8217;re interested in specific information about finding cheap VA home improvements, how to qualify for the best rates and pitfalls to avoid in the application process leave us a message in the comment section below.</p>
</div>
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		<title>Home Improvement Tips &#8211; Flooring Ideas</title>
		<link>http://cheap-home-improvement.com/home-improvement-tips-flooring-ideas/</link>
		<comments>http://cheap-home-improvement.com/home-improvement-tips-flooring-ideas/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 21:23:21 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[cheap improvment tips]]></category>
		<category><![CDATA[flooring ideas]]></category>
		<category><![CDATA[home improvement tips]]></category>

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		<description><![CDATA[Okay…. So more times that not we throw money into improvements with the goal of boosting the market value.  Sure, some of our alterations are purely to derive more enjoyment out of our property. But even then if we can boost the value at the same time, all the better.
One of the most overlooked places [...]]]></description>
			<content:encoded><![CDATA[<p>Okay…. So more times that not we throw money into improvements with the goal of boosting the market value.  Sure, some of our alterations are purely to derive more enjoyment out of our property. But even then if we can boost the value at the same time, all the better.</p>
<p>One of the most overlooked places to begin a value boosting improvement is the floors and walls.  There is no single way to shift the look of your property at a very “cheap” price point.</p>
<p>Now, before you get going, put together a market valuation to make sure you don’t overbuild your neighborhood.  Your buddy with the real estate license can do this for you or, alternatively, pull up sales data on <a title="Zillow Website" href="http://zillow.com">Zillow.com</a>.</p>
<p>If you have carpet laid down, whatever type of flooring there is underneath it will determine the best way to proceed.</p>
<p><strong>Hardwood Flooring</strong></p>
<p>Hardwood is expensive, and it scratches easily.  Alas, it is beautiful and always pushes the home value north.  If this is the base below the carpeting, consider yourself lucky.  With some sanding and polishing you can do wonders.  Alternatively, you can install hardwood relatively inexpensively.  The type of wood you get will determine the pricing, with natural hardwoods being one of the most expensive and bamboo or laminates being more affordable.</p>
<p><strong>Carpeting</strong></p>
<p>If you like the soft feel of carpeting, you don’t have to get rid of it.  However, if you want to boost the value it makes sense to update your carpeting and getting rid of any dingy carpet you might have.  Some designers advise sticking to neutral colors (like beige) to leave space for any type of décor.  Personally, I would consult with a knowledgeable real estate agent for the best colors for your given area.</p>
<p><strong>Linoleum</strong></p>
<p>Linoleum is durable, cheap and has an ambience all its own.  Don’t expect to see huge jumps in value by using it, but its sure to be a step up if your current flooring is ragged or outdated.</p>
<p><strong>Ceramic Flooring</strong></p>
<p>Ceramic tiles are the norm in the bathroom and kitchen.  Word to the wise – chipped tiling is a no no when it comes to value.  So replace any and every broken tile. If you’re having a hard time finding the same type of tile, you can either replace all of them or put together a pattern using alternating styles of tile.</p>
<p>Just some ideas to play with.  Until the next time, happy improving!</p>
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		<title>Before you sign that remodeling contract&#8230; something you need to know</title>
		<link>http://cheap-home-improvement.com/before-you-sign-that-remodeling-contract-something-you-need-to-know/</link>
		<comments>http://cheap-home-improvement.com/before-you-sign-that-remodeling-contract-something-you-need-to-know/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 07:57:37 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[Hiring Contractors:Tips and Tricks]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[home remodeling contractors]]></category>
		<category><![CDATA[remodeling contract]]></category>

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		<guid isPermaLink="false">http://cheap-home-improvement.com/?p=52</guid>
		<description><![CDATA[Before you sign that remodeling contract, theres a very important piece of the home improvement puzzle that you need to know about.  Your contractor may or may not tell you about it (more than likely not)&#8230; besides, its always best to go into a situation with as much information as possible.
The  thing you must absolutely [...]]]></description>
			<content:encoded><![CDATA[<p>Before you sign that remodeling contract, theres a very important piece of the home improvement puzzle that you need to know about.  Your contractor may or may not tell you about it (more than likely not)&#8230; besides, its always best to go into a situation with as much information as possible.</p>
<p>The  thing you must absolutely know more about before you sign a contract to remodel is mechanic´s liens.</p>
<p><strong>What is a mechanic´s lien?</strong></p>
<p>A mechanic´s lien is, basically, a claim that can be levied against real property (your home).  It is used to protect the interests of those that have done work on your property.</p>
<p>For our situation, this would include general contractors, sub-contractors, material suppliers, bathroom or kitchen remodelers, etc. Basically, anybody that has given labor or materials has the right to place a lien&#8230; if they haven´t been paid in full.</p>
<p>When used, a mechanic´s lien goes against your home´s title and would either have to be resolved or paid off during any sale or refinancing.</p>
<p><strong>Why is this important to know about?</strong></p>
<p>Obviously, having a lien put against your property is not a good thing to happen.  Especially if you are not at fault, or are being taken advantage of by a dishonest contractor.</p>
<p>In worst case scenerio, a mechanic´s lien can lead to being enforced by a judicial foreclosure sale.  The court can literally force the sale of the property in order to pay off the lien.</p>
<p><strong>How do you protect yourself?</strong></p>
<p>Plain and simple, with a lien waiver.</p>
<p>A lien waiver is a legal release from recourse (i.e. mechanic´s lien) that is signed by your contractors/suppliers.  It serves as a record and reciept of payment in full for all labor and materials used on your project.  By signing on the dotted line, they cancel their right to use a lien against you.</p>
<p>Make sure to get all necessary lien waivers signed BEFORE you pay them.  This is very important.  If you´ve already paid, what´s to make a dishonest remodeler sign the waiver?  Nothing&#8230;</p>
<p>This is what the business men call &#8220;negotiating from a point of weakness&#8221;. So get the signature in return for further payment. Keep in mind this includes before you hand over the check for 30% or whatever youve agreed upon for initial payment.</p>
<p>Furthermore, its important to get waivers from any sub-contractor´s involved in the project as well.  If, as an example, the remodeler is going to sub-contract the painting work you need to get a waiver from both even if you are just paying the general contractor.  Otherwise, the painter would have room for a claim in the case that the GC didn´t pay him.</p>
<p>If he needs the money from you to pay the painter, simply arrange for both to be present to sign off on waivers. Again, DO NOT fork over your cash before you get a waiver for that section of the work order.</p>
<p>Despite what the contractor may tell you, getting waivers before payment is standard practice.  They may not like it&#8230; but remember who is paying who.</p>
<p>According to Wikipedia, there are four type of lien waivers:</p>
<div style="text-align: center;"><strong>For use as you progress through project milestones</strong></div>
<ul>
<li><strong>Conditional waiver on progress payment</strong> &#8211; This waiver states that <em>if</em> the contractor has been paid to date (barring a returned or stopped check/credit card), the waiver relinquishes any lien claim.</li>
<li><strong>Unconditional waiver on progress payment</strong> &#8211; A complete release of all claimant rights through a specific date unconditionally. This would still be valid, even in the event of a returned or stopped payment check/credit card payment.  This waiver is more safe for the homeowner than a conditional waiver, but is less common than the conditional waiver on progress payment.</li>
</ul>
<div style="text-align: center;"><strong>For use upon completion of your remodeling project</strong></p>
<p><strong></strong></div>
<ul>
<li><strong>Conditional waiver on final payment</strong> &#8211; Similar the the conditional waiver on progress payment, this waiver relinquishes any lien claim in the event that the contractor has been paid in full.</li>
<li><strong>Unconditional final waiver final payment</strong> &#8211; The same as the unconditional final waiver for progress payement, with the exception that this applies to the completion of the projcet. This is the safest waiver for a homeowner to get and should be demanded upon payment in full.</li>
</ul>
<p>So, what combination should you use?  That is up to you, but I generally use a conditional waiver as we move through the milestones and an unconditional waiver upon completion of the project.</p>
<p>But, as always, it is a personal decision.  An unconditional waiver would be safer for me (the homeowner) during the project, but you have to balance whether or not to piss off your contractor&#8230; they may feel you are trying to rip THEM off.</p>
<p>Either way, do the legwork, get your waivers signed and sleep better as your <em>home improvement</em> progresses.</p>
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		<title>Are DIY home improvement projects recession proof?</title>
		<link>http://cheap-home-improvement.com/are-diy-home-improvement-projects-recession-proof/</link>
		<comments>http://cheap-home-improvement.com/are-diy-home-improvement-projects-recession-proof/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 18:54:41 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
		<br />
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		<description><![CDATA[As has been true during every rough economic environment to date, stores that cater to DIY home improvers are still seeing consistent sales.  Companies such as Lowe´s, Home depot, and ACE hardware report a consistant stream of new customers looking to remodel their home in some way.
According to the article by Matt Danelo, a recent [...]]]></description>
			<content:encoded><![CDATA[<p>As has been true during every rough economic environment to date, stores that cater to DIY home improvers are still seeing consistent sales.  Companies such as Lowe´s, Home depot, and ACE hardware report a consistant stream of new customers looking to remodel their home in some way.</p>
<p>According to the article by Matt Danelo, a recent Harvard University study claims a 12.1 percent decline in these types of projects will occur by fall of this year (2009).</p>
<p>Despite those statistics, local level stores claim home improvement projects are still on par with past years.  While larger projects like new construction are dipping, projects like bathroom remodeling are still alive and well.  The only difference now is that consumers are more cost conscious, aiming to do cheap home improvements with the highest esthetic and/or value return.</p>
<p>The article goes on to say that Frank Mchaney, a manager for ACE Hardware, says that this time of year people want fresh looks in their home.  They want things like new paint, to keep with the mood of spring.</p>
<p>These days, the majority of homeowners are hiring out only a portion of the work&#8230; opting to do as much as they can for themselves.  Its theorized that big bix DIY stores have played a part in this shift of mentality in the American homeowner.</p>
<p>Still, as always, &#8220;&#8230; there´s always a demand for quality.&#8221;  And its always wise to hire out more complex things like electrical work, structural work, plumbing, or hanging cabinets.</p>
<p>It does make sense, however, to do cosmetic things like painting or fixtures on your own.</p>
<p>The five most popular DIY projects today?</p>
<p>1. Painting<br />
2. Spring flower beds<br />
3. Replacing doors<br />
4. Light switches<br />
5. New toilets</p>
<p>Read the entire article <a title="Beaumont Article on DIY Home Improvement" href="http://www.beaumontenterprise.com/ent-life/home_improvements_seem_recession_proof_for_do-it-yourself_types_03-27-2009.html" target="_blank">here</a>.</p>
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